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Current Loan Rates
     

Rates Effective March 01, 2007. Rates subject to change at any time.

NEW & USED AUTO LOANS
 
RATE
APR*
TERM
New Auto**
5.990%
5.990%
Up To 36 Months
New Auto***
6.500%
6.500%
Up To 60 Months
New Auto***
NA
Used Auto**
5.990%
5.990%
Up To 36 Months
Used Auto****
6.500%
6.500%
Up To 60 Months


HOME EQUITY LOANS & LINES OF CREDIT
 
RATE
APR*
TERM
Fixed Home Equity
5.990%
5.990%
60 Months
Fixed Home Equity
6.490%
6.490%
120 Months
Fixed Home Equity
6.990%
6.990%
180 Months
Home Equity LOC Special Intro Offer
3.750%
3.750%
6 Month Intro Rate
Limited Equity Home Loan
9.990%
9.990%
120 Months


PERSONAL/DEBT CONSOLIDATION LOANS
 
RATE
APR*
TERM
Debt Consolidation Special**
9.990%
9.990%
12 - 36 Months
Personal Loan
11.990%
11.990%
60 Months
Personal Line of Credit Loan
11.740%
11.740%
N/A


LICFCU VISA CREDIT CARDS
 
RATE
APR*
TERM
LICFCU VISA Platinum Card
As Low As
8.490%
As Low As
8.49%
N/A
LICFCU VISA Classic Card
As Low As
10.490%
As Low As
10.490%
N/A
LICFCU Secured VISA Card
Call For Further Details.


SECURED LOANS
 
RATE
APR*
TERM
Secured Loan
6.000%
6.000%
12 - 48 Months
Share Secured Variable Line of Credit
N/A


BOAT LOANS
 
RATE
APR*
TERM
New Boat
7.000%
7.000%
12 - 60 Months
New Boat
8.000%
8.000%
61 - 120 Months
Used Boat
7.000%
7.000%
12 - 60 Months
Used Boat
8.000%
8.000%
61 - 120 Months


STUDENT EXPENSE LOANS
 
RATE
APR*
TERM
Student Loan - Up To $3000
6.500%
6.500%
12 Months
Student Loans - Up To $6000
6.500%
6.500%
12 - 24 Months


OVERDRAFT CHECKING LINE OF CREDIT
 
RATE
APR*
TERM
Overdraft Protection LOC
13.950%
13.950%
N/A

Auto Loans - 100% financing, including tax and dealer prep fees for qualified borrowers.
    ** For qualified applicants. Certain restrictions and limitations apply.
  *** 60 Month New Auto Loan minimum amount $10,000
       72 Month New Auto Loan minimum loan amount NA.
**** 60 Month Used Auto Loan - auto must be less than 2 years old based on the current model year.

Disclosure Notice: All rates quoted include a 1% reduction for members who pay their loans by automatic transfer from a share or share draft account. If auto-deduction is not selected and/or maintained, the loan rate increases by 1%. All extensions of credit are subject to credit approval. Rates shown are the lowest rates offered for the products advertised. Applicants, who are not approved at these rates or terms, may be offered credit at a higher rate and / or with different terms. All terms are subject to change without notice. For all variable rate loans, the APR may be increased after consummation.

     
 
 
 
 
     
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New/Used Autos»
Home Equity/LOC»
Personal/Consolidation»
VISA Credit Card»
Secured Loans»
Boats»
Student Expense»
Overdraft Checking LOC»